Terms & Conditions

• This program is valid for payment made at Kopi Kenangan & Chigo x Flip outlets throughout Indonesia by using QR Pay PermataMobile X.
• The program period is valid from 1 January – 31 December 2024.
• Valid every day.
• PermataPoin received is IDR 10K.
• To get PermataPoin, Customers must make a transaction with minimum amount of IDR 25K per transaction.
• 1 (one) Customer is eligible to 2 (two) time PermataPoin during program period.
• Transactions that will get PermataPoin are transactions with the status succeed.
• PermataPoin will be credited to the Customers as late as 30 working days in the following month.
• Customers can check and verify the PermataPoin disbursement through PermataPoin dashboard on PermataMobile X.
• PermataPoin terms & conditions:
• 1 PermataPoin is equal to 1 Rupiah.
• PermataPoin cannot be transferred to other Customers with any method whatsoever.
• PermataPoin can be used as a source of fund for QR Payment.
• PermataPoin that has been collected by Customers can be used until the end of the following year after Customers gained their latest point. (e.g. If a Customer received their latest point on 27 September 2023, then their points can be used until 31 December 2024).
• PermataBank’s decisions are final and cannot be appealed.